Experience

Architecting
Systems at Scale

Distributed system architect with 17+ years of experience building payment gateways, card processing platforms, UPI systems, QR payments, reconciliation engines, and distributed transaction platforms across India and the Middle East.

Payment Gateways
Card Processing & 3DS
UPI & QR Payments
Distributed Systems
Settlement & Reconciliation
Platform Modernization
Engineering Leadership
AI-Assisted SDLC
Software EngineerSenior EngineerSolution ConsultantTechnical LeadLead Technology Consultant

Impact Highlights

  • Building Veepe — a multi-gateway payment orchestration platform built from scratch
  • Migrated 45+ microservices & 200+ modules from Java 7→17 in 2.5 months (vs 6-month estimate)
  • Delivered card processing, UPI, QR, 3DS & reconciliation systems for live payment gateways
  • Drove ~40% developer productivity gain through AI-assisted SDLC adoption
  • Reduced game provider onboarding from 1 month to 2 weeks via platform re-architecture
  • Led cross-functional delivery across Engineering, Product, Compliance, and QA

2025 – Present

VeepeBuilder

Product Engineering Lead

Veepe — Payment Orchestration Platform

  • Designed a payment orchestration platform for orders, payments, and reconciliation through unified APIs.
  • Designed end-to-end lifecycle systems covering order creation, payment initiation, tracking, and settlements.
  • Built merchant self-serve onboarding, dashboards, and API key management platform.
  • Established scalable microservices foundation for multi-gateway expansion.
  • Built E2E automation test suite using Cucumber (BDD) covering critical payment and reconciliation flows.
  • Implemented GitLab CI/CD pipeline for automated build, test, and deployment to EC2 instances.
KotlinSpring BootAWSDockerMongoDBKafkaCucumberBDDGitLab CI/CDKiroAgentic SDLC

Aug 2023 – Present

Technogise

Full-time

Lead Technology Consultant

Regulated Gaming Platform – Platform Modernization

  • Led modernization of a legacy casino monolith into scalable microservices, improving platform extensibility and engineering agility.
  • Drove AI-first engineering adoption across SDLC stages, increasing developer productivity by ~40%.
  • Designed scalable game onboarding capabilities, reducing new provider launch timelines by 2 weeks from 1 month.
  • Implemented observability, Kubernetes, and CI/CD pipelines to improve reliability and release efficiency.

Regulated Gaming Platform – Java 7 → 17 Migration

  • Led AI-assisted migration of 45 microservices and 200+ modules from Java 7 to Java 17.
  • Accelerated migration through Amazon Q automation, completing the program in 2.5 months vs an initial estimate of 6+ months.
  • Modernized Spring ecosystem and dependencies, improving maintainability and security posture.
  • Improved deployment consistency through containerization and CI/CD standardization.

India-Based Payment Gateway – UPI Payments Platform

  • Redesigned POS UPI payment workflows using microservices and event-driven architecture.
  • Implemented Kafka-based asynchronous flows to improve reliability and reduce service coupling.
  • Optimized payment orchestration and internal processing latency to <500ms for end-to-end UPI transaction completion.
KotlinJavaKafkaKubernetesAWSDatadogAmazon QCI/CD

Jul 2019 – Aug 2023

Equal Experts

Full-time

Technical Lead

Middle East Payment Gateway – Card Payments Platform

  • Enhanced high-volume card payment systems covering authorization, capture, settlement, and 3DS flows.
  • Improved scalability, resilience, and production stability across distributed microservices.
  • Ensured PCI-DSS aligned secure handling of sensitive payment data.

Middle East Payment Gateway – Regional Market Expansion

  • Led engineering delivery for a new regional market payment integration within existing gateway systems.
  • Partnered with product, compliance, and regional teams to meet regulatory and operational requirements.
  • Defined scalable infrastructure architecture aligned to cost, compliance, and growth goals.

Middle East Payment Gateway – QR Digital Payments

  • Designed and delivered QR payment capabilities across merchant acceptance channels.
  • Built real-time validation, authorization, and reconciliation flows for QR transactions.
  • Improved platform availability and operational scalability for digital payments growth.
JavaKotlinSpring BootCard Processing3DSPCI-DSSQR PaymentsReconciliation

Apr 2014 – Apr 2019

Sahaj Software

Full-time

Solution Consultant

Enterprise Platform Engineering & Consulting

  • Delivered solution consulting across multiple client engagements in fintech and enterprise domains.
  • Designed and built distributed backend services with a focus on scalability and maintainability.
  • Worked across cross-functional teams, contributing to technical strategy and delivery execution.
JavaDistributed SystemsMicroservicesAWSSolution Architecture

Dec 2013 – Apr 2014

Tavant Technologies

Full-time

Senior Software Engineer

Enterprise Backend Engineering

  • Developed backend services for enterprise product platforms.
  • Contributed to API design and service integration work.
JavaSpring

Jun 2008 – Dec 2013

CGI

Full-time

Software Engineer → Senior Software Engineer

Enterprise Backend Engineering

  • Built backend services for Pre sales products and enterprise platforms across 5+ years.
  • Worked on integration layers for external services.
  • Developed data pipelines and batch processing systems for reporting and analytics.
JavaSpringOracleREST APIsSOABatch Processing

Beyond Engineering

Lead Technology Consultant, Writer & Open Source Contributor

Builder

Building Veepe, a payment orchestration platform focused on simplifying payment integrations and merchant operations.

Technical Writing

Writing about payment systems, fintech architecture, distributed systems, engineering leadership, and AI-assisted development.

Open Source

Contributing to open-source projects while exploring modern AI-driven software engineering practices.

Core Expertise

Skills

Payments & Fintech

UPIQR PaymentsCard Processing3DS AuthenticationPayment GatewaysPCI-DSS

Architecture

MicroservicesEvent-Driven SystemsDistributed SystemsHigh-Throughput Processing

Backend

JavaKotlinPythonSpring BootKtorKafka

Cloud & Platform

AWSKubernetesDockerCI/CDCI/CD PipelineGitLab CIGitLab PipelinesGitHub Actions

Data & Storage

PostgreSQLMongoDBRedisElasticsearch

Observability

DatadogPrometheusGrafanaELK Stack

Testing

Contract TestingTest Automation StrategyE2E TestingTest Pipeline

AI Engineering

Agentic AIKiroAmazon QLLM-Based WorkflowsSDLC Automation

Education

B.E. Computer Science

SSCET Bhilai

Full Profile

Complete career history and recommendations on LinkedIn.

linkedin.com/in/vikas-pandey-76904817 ↗